Prices for Selling Cars in San Diego

I need to sell this old car that I have soon. It has been a trooper over the years, but I just recently bought a new car and there isn’t really a good reason for me to keep both vehicles. I will miss my old car, to be sure, because we were together for the better part of a decade. I am going to have to sell my car in San Diego pretty soon. I do not really want to have to do this. But it is time to move on and besides, it is getting so old that I assume it is going to have mechanical issues down the line pretty soon.

I can’t afford to make repairs on the car, because I do not make enough money to do that. That is one of the reasons why I bought this new car. Read More…

A New Model of Digital Success

I’ve been examining various social media platforms as of late to study the factors of what can be considered the traits of success through modern, digital platforms and what it takes to cultivate those traits. Whether it’s Facebook, YouTube, Twitter, Instagram or even music sharing social services like Soundcloud, each platform has its own unique way of expressing ‘success’. Success can be distilled down to the ‘likes’, the ‘shares’, the number of Soundcloud plays a certain song may enjoy or even trending hashtags. All of these are measures of concentrated success, digital affirmations of a ‘well done’ concentrated into a single expression. Read More…

Started Thinking About a Sports Bar

I was talking to the guy from Cox Cable TV today and I was thinking about how hard it would be to set up a small sports bar. I am not thinking about doing one of those enormous places that are the size of a big box store. Instead I have my eye on this place that is now a disused laundry mat. It still has the washing machines and the driers in it and I might actually leave some of them in. The idea is something this guy I used know has done already. When I was in college I lived about three blocks from a place that was called something like Suds and Duds. It was a very simple idea. The college kids could go in there with their dirty clothes and drink beer while they were washing their clothes. Read More…

If You Want To, You Can Do It

I thought that when I was eighteen years old that I was going to move out of my parents house when I had my birthday party. I wanted to go and spend some more time with my boyfriend and my parents told me that they were going to not let me move out when I turned of legal age. I was going to be turning that age after I was going to be a graduate from high school so they could not say anything. I found and they were going to be very affordable and it was going to be really easy for me to move in. I decided that I was going to go to college right away instead of moving out on my own. Read More…

Picking out Toys for Twin Girls

I don’t know very much about kids at all. I have never had any of my own, and none of my friends or siblings do either. That is why I was perplexed when my boss asked me to look at some toys that he could get for his twin daughters. I did not know the first thing about them, but he told me that they are typical kids. I don’t mind a good challenge, so I went to, a website that sells all kinds of toys.

I was really happy that they had the toys sorted not only by gender but by age groups as well. His girls are four years old, so all I had to do was look at the toys that are designed for kids that are at least that old. When I was taken to the page of toys, I knew that I had hit the jackpot. Even though I don’t have kids of my own, I still had seen a lot of the different kinds of toys in advertisements. Read More…

Saving Money For Retirement

What is marginal economy?

Think it this way, which do you need more, gold or water?

Of course you need water more.

Which one will you pay more money for? One kilogram of gold or one kilogram of water? Of course, gold.


Thats because in economy, only the marginal matters. What does that mean?

Water is precious.

However, the value of water is the value of that least useful water that you still use anyway.

You use water to drink, you use water to take a shower, you use water to water your plants, then you use water to wash your car.

Obviously, the water that you drink is much more useful than the water that you use to wash your car. However, the value of water is the value of that least useful water.

Why is it so?

Thats because youre trying to maximize your profit. Of course, you use your water for whats the most useful first.

Yes, but why is the value of water so low?

Say the value of water is higher than that. Say it is $5 per gallon. The satisfaction youll get from washing your car is $1 per gallon. Then you simply dont wash your car.

Say the value is lower than that. The satisfaction of washing your car is $1 per gallon. However, water is so abundant that its cost is only $0.50. Then yo?ll use water for stuffs that give even less satisfaction, such as washing your house.

In fact, water can be so abundant that the price is negative. A negative price means that youre willing to spend money to get rid of that water. Such is the case during a flood.

In which case, youll actually spend money to get rid of water, such as buying water pumps. Thats what happened to one of my grandmas because her house is often flooded.

Whats the moral of the story? Be rare. When youre rare, youre valuable. When youre not rare, youre worthless.

Types Of Retirement Accounts

When looking for long term care facility for a loved one in Missouri, there are a few questions you should ask yourself and a few things to be aware of:

What type of facility do I need? There are several types of facilities, be sure to select one that will meet the needs of your loved one.

Residential Care Facility I: Will provide shelter, board and supervision. They may distribute medication and provide care during short term illness and recuperation.

Residential Care Facility II: Provides same care as a level I, plus provides dietary supervision and help with personal care.

Intermediate Care Facility: Provides personal care, board and basic health and nursing services under the direction of a licensed physician and nurses.

Skilled Nursing Facility: Individuals in Skilled Nursing facilities require 24 hour care and specialized services. These services will be performed under the supervision of a registered professional nurse.

Questions to ask the facility:

  1. Can it meet the needs of my loved one?
  2. Is it currently licensed?
  3. How much does it cost and will they accept my insurance?
  4. Are the current residents happy and treated with dignity?
  5. Is the facility clean? How does it smell?

Residents rights: Missouri residents who live in a state licensed long term care facility are guaranteed certain rights under the Missouri Omnibus Nursing Home act of 1979 and the Federal Omnibus Budget Reconciliation act of 1987 such as:

You must be informed of your rights and responsibilities as a resident (oral and written)

You must be told of services available and costs

You must receive notice before a change in room or roommate

You may purchase or rent goods/services not included in the facility rate.

Please see our recommended sources for insurance and low rates. These websites are also great sources for information. These low rates will help lower your bills every month.

Retirement Planning Tips

Just about everybody has heard of identity theft, but most people do not believe it could ever happen to them. The fact is, identity theft is more common than most believe. Its not hard for identity thieves to obtain all of the information they need in order to assume another persons identity, but it can be made a whole lot harder for them if people remain smart and protect themselves as completely as possible.

When it Happens?

If a person becomes a victim of identity theft, it can take a long time – possibly years – to recover from it. It can also cost the victim thousands of dollars as well as ruin their credit score. Usually, its nearly impossible to recover from identity theft in a quick manner because many things have to be resolved before forgiveness will be given by the three major credit reporting companies in the United States.

If identity theft does happen, the person who is the victim will probably experience problems obtaining any sort of financing (mortgage, car loan, student loan, credit cards, etc?). And, the worst thing that can happen is that the victim of identity theft can even get arrested for crimes he or she did not commit.

All of the results of being a victim of identity theft are not fair, and are very difficult to resolve. Being a victim can be a real headache and can basically interrupt or stall an innocent persons life for several years. So, the best possible thing is to do is to try and do anything and everything to prevent becoming a victim in the first place.

Protect Personal Information

The easiest way for identity thieves can assume another persons identity is to obtain personal information from a potential victim and use that information to fill out loan or credit card applications.

While most victims do not offer thieves their personal information, they are not aware that their information is contained on many documents that they have not disposed of properly. For example, thieves have been known to go through peoples trash cans looking for personal information. When papers are thrown away without being shredded, thieves can retrieve the information and use it.

Thieves are also known to go through peoples mailboxes to obtain in-coming letters from banks and/or credit card applications and use the data from these various pieces of mail to apply for loans or credit with the stolen information.

In-coming mail is not the only source of mail-related information that thieves can acquire. Out-going mail that is placed in a persons mailbox for the mailman to pick up and take to the post office is a great source of information for thieves. When a flag is placed in the upright position on a mailbox to indicate that letters are inside waiting to be mailed, its like a signal to thieves that they should come on over and steal it. Therefore, letters should always be mailed in a post office mailbox instead of a personal/home mailbox.

Other Ways to Prevent Identity Theft

Its not difficult to perform some easy steps to prevent being a victim of identity theft. In addition to properly disposing of paper containing personal information and mailing letters at the post office, following are some additional tips:

1. Always destroy receipts, credit card applications, tax information, canceled checks, and mortgage information before throwing it away. This means completely shredding it or even burning it before it reaches the trash can.

2. Even if a credit card is expired, cut it into tiny little pieces before throwing it away. Some people throw half of the tiny pieces into one trash bag and half into another trash bag.

3. Report stolen credit cards immediately to credit card companies. Dont wait an entire day? Do it the minute theyre discovered to be missing.

4. Monitor credit reports on a regular basis, and watch for anything suspicious. If anything out of the ordinary appears, investigate it right away.

Money For Retirement

You can donate your car to a wide range of charity organizations, but picking the most representative ones requires getting some previous information. So before actually donating your car, make sure you get some relevant info about the charity organization, its purposes, projects and usage of your car. You might find out that there are various organizations that have different goals and you will probably find, among them, a great cause and possibility to donate your car to something meaningful. Even more, make sure that your car is going to go to an eligible organization that is serious in its acts and has valid previous work. In order to be sure, speaking directly with the charity agents is the safest way to go. In fact, the IRS requests that the donors are aware of the type of the fundraiser society they choose. When talking to the charity representatives, the most important information regards the exact usage of your car, if it will be sold, fixed up, offered to the less fortunate people and so on. Besides these, you should check up if the charity organization is qualified and in order to know that for sure, you can review the organizations state registrations and financial situations, administrative costs and charitable programs.

Charitable donations and car evaluations

Another important thing before donating your car is evaluating it in a correct way. There are various guides on the market that offer elaborate instructions, in order to establish the valid value of your car, depending on its general condition, accessories, age and mileage. After making sure that you selected the correct charitable organization and the optimum evaluation, you should be aware of the fact that you are required to complete and attach an IRS form to your tax return, in case you are claiming a car donation that values $500 or above. Donating a used car to charity is a great solution if you are planning to purchase a new car or if you are simply willing to contribute to a charitable activity. Knowing and following some steps before the actual car donation avoids further worries, as it makes the process a safe and fulfilling one.

Are there any hidden facts about used car donation that I should be aware of?

First of all, not every used car donation programs are functioning legally. Before you make your used car donation, you should check with the IRS if the charity is a non-profit organization listed under paragraph 501 (c) (3) in the IRS Publication 78.

Secondly, check out if the used car donation program is run in-house by the charity itself or by a third party. If a third party is operating the used car donation program, you should ask what percent of the profit made by selling the donated cars actually goes to the charity. Often, third-party operated used car donation programs produce small amounts of money for the charity. Smaller charities do not afford the costs of transportation and storage for the donated cars, not to mention the costs involved in charity auctions. This is the main reason why charities accept to have their used car donation programs run buy third-party brokers.

Retirement Credit

Whenever a person buys or leases a car, he seeks ways to finance this move. Most auto financing involves a car loan, which entails a detailed check on his credit history and a tough interview about car finance. When he undergoes all these to buy a used car, it is only fair that he also performs his own investigations about the car he is going to buy. In fact, he should never consider buying a used car, which history has not been checked. If he does, he may just end up paying for a piece of junk.

A used car must be checked for its title, registration, odometer, and the problems that it had weathered before it reached your eyes. A title check will determine if the car is salvaged, flooded or rebuilt. For example, many cars were destroyed during the 9 -11 World Trade tragedy. Many cars, too, were damaged during the hurricanes and floods. These cars were salvaged by enterprising people. The cars will be rebuilt and sold again at car auctions. A title check will also discover if the used car has lemon history.

A registration check will determine if the used car has been used as a fleet car, or as a taxi, or even as a police car. If the used car has been utilized in any of these, then it is safe to say that within a given period of time, this particular used car has covered more miles than the average privately used car. A registration check will also reveal if the used car was ever rented or leased.

The cars odometer is an instrument used to measure the distance traveled by a vehicle. An odometer check will show if the odometer has been broken or fraud. It will also show if it has been rolled back or rolled over. If the odometer has been tampered, this does not bode well for the next owner of the used car. The car may be older than what the dealer is telling you. Or it may have mileage problems.

A problem check will determine if the used car has sustained fire damage or an explosion. It will also show if it has been involved in a major accident. The fire or accident may have inflicted a still undetected damage on the used car. It is also quite creepy to use a car that has cradled dead bodies before. A problem check will reveal if the car has been stolen. A car that has been stolen may no longer have all its original parts.

A used car may give you more problems than you can manage. But not all used cars are damaged, leased or stolen. This is why there are still many people who take out car loans to buy a used car. To be safe, the potential buyer must order a vehicle history report.